Welcome to Bay & Associates Private Wealth Management

For over 25 years, Bay & Associates has provided comprehensive and personalized financial planning expertise for clients across Western Canada. Our offices are located in Kelowna and throughout the lower mainland.

If you're looking for a financial advisor in Kelowna, Vancouver, or anywhere else in B.C. and Alberta, book an initial consultation with us to see if we're a great fit.

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Who We Serve

Our CERTIFIED FINANCIAL PLANNER® professionals are committed to helping affluent professionals manage the complex and evolving needs of their wealth.
Whether you are recently retired or have a growing business, we take a holistic approach to your overall financial well-being. 

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Pre-retirees and Retirees

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Engineers and Technologists

Proudly serving ACEC-BC member firms since 2001.

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Our Solutions

With an enhanced team-based approach that provides both local and national industry experts, our financial planners provide you with an elevated level of advice and resources. We provide comprehensive wealth management solutions and based on what is right for your unique needs, we will tailor an approach specific to managing your wealth and achieving your goals.

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Tax Planning

Taxes are a critical consideration that impacts every aspect of your financial life. As part of a holistic planning approach, we’ll integrate sophisticated tax planning solutions to help manage the complexities of your wealth and ensure your overall plan is tax-efficient.

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Investment Planning

We are guided by a disciplined investment approach that leverages the combined talents of IG Private Wealth Management’s investments team and leading global investment partners. This helps unlock a world of opportunity, so you can confidently pursue your goals and financial well-being.

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Estate Planning

Creating a legacy for the people, organizations and causes you care about requires proactive planning. We will help you create a carefully structured estate plan that reflects your unique wishes, protects your wealth and provides clarity to those you love.

Andrew Bay has been a valued financial planning resource for me for over 20 years. After understanding my personal goals and objectives, he helped me develop a personalized investment plan for my unique situation. He explains things in a way that’s professional and easy to understand. Andrew continues to provide me and my husband with excellent service regarding financial planning and I thank him for making our plan a reality. Their expertise in financial planning is second to their ability to forge deep and meaningful relationships with their clients and family.

Shannon L., Maple Ridge, B.C.

Read Client Testimonials 

Prescribed rate loans: An effective planning tool to reduce your overall family tax bill Prescribed rate loans can be an excellent financial planning tool and are one of the few income splitting strategies that remain for many Canadian families. The concept of income splitting encompasses any strategy that shifts taxable income from an individual with a higher marginal tax rate...
IG WEALTH MANAGEMENT |
Year-end tax planning tips for business owners When most of us think of year-end tax planning, we typically consider our personal situation. Yet, there are many tax-opportunities for business owners to explore as we near the end of another calendar year. The following tips assume your business is unincorporated or your corporation has a December 31st year-end, although some tips...
IG WEALTH MANAGEMENT |
Transitioning wealth: How ready is your family? Did you know that many Canadians are not adequately prepared to pass on or inherit family wealth? This is often due to a lack of communication and planning. The good news is that it’s never too early or too late to start. Planning helps you identify tax-saving opportunities, mitigate potential financial gaps and...

Need help developing a tax and estate plan for your business?

Download our free whitepaper for tips and guidance on building a tax and estate plan that is tailored to your goals and visions for the future of your business and family.

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IG Living Plan Snapshot

Are you on track to meet your financial goals? Take the IG Living Plan Snapshot to find out. Answer a few questions, and get a financial well-being score and personalized recommendations that shows how prepared you are.

Sustainable investing

Since 1926, IG Wealth Management has been developing innovative ways to responsibly invest our clients’ capital in order to maximize their investment returns.

Does your financial plan answer your ‘what ifs’?

Have you ever thought about your future and wondered ‘what if?’ Now imagine if you could explore those different ‘what ifs’ with your advisor, and instantly see the impact on your financial well-being. Introducing the next generation IG Living Plan.

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